/* =========================================================================
   SYFE Seguros y Fianzas
   Estilo: Minimalism & Swiss Style — institucional, no "startup".

   Reglas del sistema (design-system/.../MASTER.md):
     - Esquinas rectas o casi rectas. Nada de radios grandes.
     - Sin sombras difusas: la jerarquía se hace con reglas y espacio.
     - Sin degradados decorativos. Color plano.
     - Un solo acento (dorado), reservado para la acción principal.
     - Retícula, alineación y aire hacen el trabajo, no los efectos.

   Paleta tomada del logotipo real: el azul #012E71 es su color exacto.
   El dorado NUNCA lleva texto blanco encima (1.62:1).
   ========================================================================= */

/* ---------- TOKENS ---------- */
:root {
  --navy-900:#00214F;
  --navy-800:#012E71;   /* color exacto del logo */
  --navy-700:#0A3D82;
  --blue-600:#1E5BB8;
  /* Tres tonos de dorado, cada uno con un trabajo distinto. Todos
     verificados contra WCAG; no son intercambiables:
       gold-500  fondo de botón, SOLO con texto navy       5.31:1 ✅
       gold-700  iconos y trazos sobre blanco (≥3:1)       3.42:1 ✅
       gold-400  filetes y acentos SOBRE azul              7.94:1 ✅ */
  --gold-500:#C8A227;
  --gold-700:#A8871B;
  --gold-400:#F5C542;

  /* Verde WhatsApp oscurecido para que el texto blanco pase AA.
     El #25D366 de marca solo da 1.98:1 con blanco: inservible como fondo. */
  --wa-700:#0C6B5F;   /* blanco encima: 6.39:1 ✅ */

  --color-primary:var(--navy-800);
  --color-on-primary:#FFFFFF;
  --color-accent:var(--gold-500);
  --color-on-accent:var(--navy-800);   /* navy sobre dorado: 5.31:1 ✅ — NUNCA blanco (2.43:1) */
  --color-bg:#FFFFFF;
  --color-bg-alt:#F5F7FA;
  --color-ink:#14181F;
  --color-muted:#54606F;
  --color-line:#D9E0EA;
  --color-line-soft:#E9EDF3;
  --color-ring:var(--blue-600);
  --color-ok:#1B6B3A;

  --space-xs:4px;  --space-sm:8px;  --space-md:24px;
  --space-lg:32px; --space-xl:48px; --space-2xl:64px; --space-3xl:104px;

  /* Radios mínimos: dan acabado sin restar formalidad. */
  --r-xs:2px; --r-sm:3px; --r-md:4px;

  --container:1240px;
  --ease:cubic-bezier(.4,0,.2,1);
  --t-fast:150ms; --t:220ms;

  --font-head:'IBM Plex Serif',Georgia,'Times New Roman',serif;
  --font-body:'IBM Plex Sans',system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;
}

/* ---------- RESET ---------- */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;scroll-padding-top:140px}
body{
  font-family:var(--font-body);
  font-size:17px;line-height:1.7;
  color:var(--color-ink);background:var(--color-bg);
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
img,svg{display:block;max-width:100%}
img{height:auto}
a{color:inherit;text-decoration:none}
ul{list-style:none}
button{font:inherit;color:inherit;background:none;border:none;cursor:pointer}
h1,h2,h3,h4{font-family:var(--font-head);font-weight:600;line-height:1.2;letter-spacing:-.01em;text-wrap:balance}
p{text-wrap:pretty}

:focus-visible{outline:3px solid var(--color-ring);outline-offset:2px}
.skip-link{position:absolute;left:-9999px;top:0;z-index:200;background:var(--color-primary);color:#fff;padding:14px 22px;font-weight:600}
.skip-link:focus{left:0}

/* ---------- UTILIDADES ---------- */
.container{width:100%;max-width:var(--container);margin-inline:auto;padding-inline:28px}
.section{padding-block:var(--space-3xl)}
.section--alt{background:var(--color-bg-alt)}
.eyebrow{
  display:block;
  font-family:var(--font-body);
  font-size:12px;font-weight:600;letter-spacing:.18em;text-transform:uppercase;
  color:var(--color-muted);margin-bottom:16px;
  padding-bottom:14px;border-bottom:1px solid var(--color-line);
}
.section__head{max-width:760px;margin-bottom:var(--space-2xl)}
.section__head--center{margin-inline:auto;text-align:center}
.section__head--center .eyebrow{
  border-bottom:none;padding-bottom:0;position:relative;padding-top:20px;
}
.section__head--center .eyebrow::before{
  content:"";position:absolute;top:0;left:50%;transform:translateX(-50%);
  width:48px;height:2px;background:var(--gold-700);
}
.section__head h2{font-size:clamp(28px,3.4vw,42px);margin-bottom:18px}
.section__head p{font-size:17.5px;color:var(--color-muted)}
.lead{font-size:18.5px;color:var(--color-muted)}

/* ---------- BOTONES ---------- */
/* Rectos y planos, pero con oficio: el color entra barriendo desde la
   izquierda y la flecha avanza. El desplazamiento del propio botón se
   mantiene bajo 2px, para que se lea como respuesta y no como animación.
   Todo va en transiciones CSS, así que al salir el puntero se revierte
   solo — sin estados que se queden pegados. */
.btn{
  position:relative;isolation:isolate;overflow:hidden;
  display:inline-flex;align-items:center;justify-content:center;gap:11px;
  min-height:56px;padding:16px 34px;
  border-radius:var(--r-sm);
  font-family:var(--font-body);font-weight:600;font-size:15.5px;letter-spacing:.015em;
  cursor:pointer;text-align:center;border:1.5px solid transparent;
  transition:transform var(--t) var(--ease),box-shadow var(--t) var(--ease),
             color var(--t),border-color var(--t);
}
/* Capa de barrido. Se escala en X (no toca el layout). */
.btn::before{
  content:"";position:absolute;inset:0;z-index:-1;
  transform:scaleX(0);transform-origin:right center;
  transition:transform 300ms var(--ease);
}
.btn:hover::before,.btn:focus-visible::before{transform:scaleX(1);transform-origin:left center}
.btn:hover{transform:translateY(-1px)}
.btn:active{transform:translateY(0)}
.btn svg{width:19px;height:19px;flex:none;transition:transform var(--t) var(--ease)}
.btn:hover svg:first-child{transform:scale(1.06)}

/* Flecha en filete: firma visual del sitio, sin necesidad de un icono. */
.btn--arrow::after{
  content:"";width:7px;height:7px;flex:none;
  border-top:2px solid currentColor;border-right:2px solid currentColor;
  transform:rotate(45deg);margin-left:1px;
  transition:margin-left var(--t) var(--ease);
}
.btn--arrow:hover::after{margin-left:9px}

.btn--primary{background:var(--color-accent);color:var(--color-on-accent);border-color:var(--color-accent);box-shadow:0 1px 0 rgba(255,255,255,.28) inset}
.btn--primary::before{background:#E8B92E}          /* navy encima: 7.00:1 ✅ */
.btn--primary:hover{box-shadow:0 4px 14px rgba(200,162,39,.34),0 1px 0 rgba(255,255,255,.4) inset}

.btn--navy{background:var(--color-primary);color:#fff;border-color:var(--color-primary)}
.btn--navy::before{background:var(--navy-900)}
.btn--navy:hover{box-shadow:0 4px 14px rgba(1,46,113,.3)}

.btn--wa{background:var(--wa-700);color:#fff;border-color:var(--wa-700)}
.btn--wa::before{background:#0F8271}               /* blanco encima: 4.72:1 ✅ */
.btn--wa:hover{box-shadow:0 4px 14px rgba(12,107,95,.36)}

/* Sobre azul: el barrido rellena de blanco y el texto pasa a navy. */
.btn--ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}
.btn--ghost::before{background:#fff}
.btn--ghost:hover,.btn--ghost:focus-visible{color:var(--navy-800);border-color:#fff}

/* Sobre blanco: el barrido rellena de navy y el texto pasa a blanco. */
.btn--outline{background:#fff;color:var(--color-primary);border-color:var(--color-line)}
.btn--outline::before{background:var(--navy-800)}
.btn--outline:hover,.btn--outline:focus-visible{color:#fff;border-color:var(--navy-800)}

.btn--block{width:100%}

/* ---------- BARRA SUPERIOR ---------- */
/* Datos de contacto siempre visibles: es lo que hace que una correduría
   se lea como un negocio establecido y no como una página improvisada. */
.topbar{
  background:var(--navy-900);color:rgba(255,255,255,.82);
  font-size:13.5px;border-bottom:1px solid rgba(255,255,255,.1);
}
.topbar__inner{
  max-width:var(--container);margin-inline:auto;padding:0 28px;
  display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:42px;
}
.topbar__list{display:flex;align-items:center;gap:26px;flex-wrap:wrap}
.topbar__list li{display:flex;align-items:center;gap:8px}
.topbar__list svg{width:14px;height:14px;color:var(--gold-400);flex:none}
.topbar a{transition:color var(--t)}
.topbar a:hover{color:var(--gold-400)}
.topbar__hours{color:rgba(255,255,255,.62)}

/* ---------- NAVEGACIÓN ---------- */
.nav{position:sticky;top:0;z-index:100;background:#fff;border-bottom:1px solid var(--color-line)}
.nav__inner{
  max-width:var(--container);margin-inline:auto;padding:14px 28px;
  display:flex;align-items:center;gap:28px;
}
.nav__logo{display:flex;align-items:center;flex:none;position:relative;min-height:44px}
/* Logo grande: es el activo de marca y debe leerse a distancia. */
.nav__logo-img{height:62px;width:auto;transition:height var(--t)}
.nav__logo-img--white{display:none}

.nav__menu{margin-left:auto;display:flex;align-items:center;gap:26px}
.nav__list{display:flex;align-items:center;gap:2px}
.nav__list > li > a,.nav__sub-toggle{
  display:inline-flex;align-items:center;gap:7px;
  padding:12px 16px;min-height:44px;
  font-family:var(--font-body);font-size:15px;font-weight:500;color:#2B3646;
  border-bottom:2px solid transparent;
  transition:color var(--t),border-color var(--t);
}
.nav__list > li > a:hover,.nav__sub-toggle:hover{color:var(--color-primary);border-bottom-color:var(--gold-700)}
.nav__list a[aria-current="page"]{color:var(--color-primary);font-weight:600;border-bottom-color:var(--color-primary)}
.nav__sub-toggle svg{width:15px;height:15px;transition:transform var(--t)}
.nav__sub-toggle[aria-expanded="true"] svg{transform:rotate(180deg)}

.nav__has-sub{position:relative}
.nav__sub{
  position:absolute;top:100%;left:50%;transform:translateX(-50%);
  width:min(620px,92vw);padding:10px;
  background:#fff;border:1px solid var(--color-line);border-top:3px solid var(--color-primary);
  display:grid;grid-template-columns:1fr 1fr;gap:2px;
  opacity:0;visibility:hidden;pointer-events:none;
  transition:opacity var(--t-fast),visibility var(--t-fast);
}
.nav__has-sub:hover .nav__sub,.nav__sub-toggle[aria-expanded="true"] + .nav__sub{opacity:1;visibility:visible;pointer-events:auto}
.nav__sub a{display:flex;gap:14px;padding:14px;transition:background-color var(--t-fast)}
.nav__sub a:hover{background:var(--color-bg-alt)}
.nav__sub svg{width:21px;height:21px;color:var(--color-primary);flex:none;margin-top:3px}
.nav__sub strong{display:block;font-size:14.5px;color:var(--color-ink);font-weight:600}
.nav__sub small{display:block;font-size:12.5px;color:var(--color-muted);line-height:1.5;margin-top:3px}
.nav__cta{min-height:48px;padding:13px 24px;font-size:14.5px}

.nav__toggle{display:none;margin-left:auto;width:48px;height:48px;flex-direction:column;justify-content:center;align-items:center;gap:5px}
.nav__toggle span{width:24px;height:2px;background:var(--color-primary);transition:transform var(--t),opacity var(--t)}
.nav__toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav__toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.nav__toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* ---------- HERO ---------- */
/* Azul plano y una retícula fina. Sin manchas de color animadas. */
.hero{
  position:relative;
  background:var(--navy-800);
  color:#fff;overflow:hidden;isolation:isolate;
  padding-block:var(--space-3xl);
  border-bottom:4px solid var(--gold-500);
}
.hero__grid{
  position:absolute;inset:0;z-index:-1;opacity:.55;
  background-image:linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),
                   linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);
  background-size:72px 72px;
  mask-image:linear-gradient(to bottom,#000,transparent 85%);
}
.hero__inner{
  max-width:var(--container);margin-inline:auto;padding-inline:28px;width:100%;
  display:grid;grid-template-columns:1.15fr .85fr;gap:var(--space-2xl);align-items:start;
}
.hero__badge{
  display:inline-flex;align-items:center;gap:10px;
  padding:8px 0 16px;margin-bottom:26px;
  border-bottom:1px solid rgba(245,197,66,.4);
  font-family:var(--font-body);
  font-size:12px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;
  color:var(--gold-400);
}
.hero__badge svg{width:15px;height:15px}
.hero h1{font-size:clamp(34px,4.6vw,56px);font-weight:600;margin-bottom:26px;letter-spacing:-.015em}
.hero h1 em{font-style:italic;color:var(--gold-400)}
.hero__lead{font-size:clamp(17px,1.7vw,19.5px);color:rgba(255,255,255,.8);max-width:40em;margin-bottom:36px;line-height:1.75}
.hero__actions{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:40px}
.hero__trust{display:grid;gap:14px;padding-top:30px;border-top:1px solid rgba(255,255,255,.18);font-size:15px;color:rgba(255,255,255,.78)}
.hero__trust li{display:flex;align-items:flex-start;gap:12px}
.hero__trust svg{width:17px;height:17px;color:var(--gold-400);flex:none;margin-top:5px}

/* Panel de acceso por ramo: caja sólida, con cabecera. */
.hero__card{background:#fff;color:var(--color-ink);border:1px solid rgba(255,255,255,.2)}
.hero__card h2{
  font-family:var(--font-body);font-size:14px;font-weight:600;
  letter-spacing:.1em;text-transform:uppercase;color:#fff;
  background:var(--navy-900);padding:18px 26px;margin:0;
}
.hero__card > p{font-size:14.5px;color:var(--color-muted);padding:20px 26px 0;margin:0}
.hero__ramos{display:grid;grid-template-columns:1fr;gap:0;padding:16px 26px 0}
.hero__ramo{
  display:flex;align-items:center;gap:13px;
  padding:15px 0;border-bottom:1px solid var(--color-line-soft);
  font-size:15px;font-weight:500;color:var(--color-ink);min-height:44px;
  transition:color var(--t),padding-left var(--t);
}
.hero__ramo:hover{color:var(--color-primary);padding-left:6px}
.hero__ramo svg{width:20px;height:20px;color:var(--color-primary);flex:none}
.hero__card .btn{margin:22px 26px 26px;width:calc(100% - 52px)}

/* ---------- BANDA DE DATOS ---------- */
.trust-strip{background:#fff;border-bottom:1px solid var(--color-line)}
.trust-strip__inner{
  display:grid;grid-template-columns:repeat(4,1fr);
  padding-block:var(--space-xl);text-align:center;
}
.trust-strip__inner > div{padding-inline:var(--space-md);border-left:1px solid var(--color-line-soft)}
.trust-strip__inner > div:first-child{border-left:none}
.trust-strip__num{font-family:var(--font-head);font-size:clamp(32px,3.4vw,40px);font-weight:600;color:var(--color-primary)}
.trust-strip__lbl{font-size:14px;color:var(--color-muted);margin-top:6px;line-height:1.5}

/* ---------- TARJETAS ---------- */
/* Caja con filete superior. Sin sombra, sin levantarse al pasar. */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--color-line)}
.card{
  position:relative;display:flex;flex-direction:column;
  background:#fff;padding:40px 34px 34px;
  transition:background-color var(--t);
}
.card::before{
  content:"";position:absolute;inset:0 0 auto;height:3px;background:var(--color-primary);
  transform:scaleX(0);transform-origin:left;transition:transform var(--t) var(--ease);
}
.card:hover{background:#FBFCFE}
.card:hover::before{transform:scaleX(1)}
.card__icon{width:44px;height:44px;display:grid;place-items:start;margin-bottom:22px;color:var(--color-primary)}
.card__icon svg{width:34px;height:34px;stroke-width:1.4}
.card h2,.card h3{font-size:21px;font-weight:600;margin-bottom:12px}
.card p{font-size:15.5px;color:var(--color-muted);margin-bottom:22px}
.card__list{margin-bottom:26px;display:grid;gap:10px;padding-top:20px;border-top:1px solid var(--color-line-soft)}
.card__list li{display:flex;gap:11px;font-size:14.5px;color:#3A4553}
.card__list svg{width:15px;height:15px;color:var(--gold-700);flex:none;margin-top:5px}
.card__link{
  margin-top:auto;display:inline-flex;align-items:center;gap:9px;min-height:44px;
  font-family:var(--font-body);font-weight:600;font-size:14.5px;color:var(--color-primary);
  letter-spacing:.02em;
}
.card__link svg{width:16px;height:16px;transition:transform var(--t)}
.card:hover .card__link svg{transform:translateX(4px)}
.card__stretch::after{content:"";position:absolute;inset:0}

/* ---------- BENEFICIOS ---------- */
.benefits{display:grid;grid-template-columns:repeat(4,1fr);gap:var(--space-lg)}
.benefit{padding-top:26px;border-top:3px solid var(--color-primary)}
.benefit__icon{width:38px;height:38px;display:grid;place-items:start;margin-bottom:18px;color:var(--gold-700)}
.benefit__icon svg{width:30px;height:30px;stroke-width:1.4}
.benefit h3{font-size:19px;font-weight:600;margin-bottom:11px}
.benefit p{font-size:15.5px;color:var(--color-muted)}

/* ---------- PROCESO ---------- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:var(--space-lg);counter-reset:paso}
.step{counter-increment:paso;position:relative;padding-top:28px;border-top:1px solid var(--color-line)}
.step__num{
  font-family:var(--font-head);font-size:44px;font-weight:600;
  color:var(--color-line);line-height:1;margin-bottom:16px;
}
.step__num::before{content:"0" counter(paso)}
.step h3{font-size:18.5px;font-weight:600;margin-bottom:11px}
.step p{font-size:15.5px;color:var(--color-muted)}

/* ---------- CTA ---------- */
/* Centrado y con mucho aire, el bloque leía vacío. Ahora es una retícula
   editorial: mensaje a la izquierda, acciones a la derecha, y el isotipo
   del logo saliendo por el borde como marca de agua. */
.cta{
  position:relative;isolation:isolate;overflow:hidden;
  background:var(--navy-800);color:#fff;
  padding:clamp(40px,4.5vw,64px) clamp(32px,4.5vw,68px);
  border-top:4px solid var(--gold-500);
  display:grid;grid-template-columns:1.5fr auto;
  align-items:center;gap:clamp(32px,4vw,64px);
  text-align:left;
}
/* Marca de agua: el isotipo, recortado por el borde derecho. */
.cta::before{
  content:"";position:absolute;z-index:-1;
  right:-96px;top:50%;transform:translateY(-50%);
  width:420px;height:420px;
  background:url("../img/iso-white.png") center/contain no-repeat;
  opacity:.055;pointer-events:none;
}
/* Filete diagonal fino: textura, no decoración. */
.cta::after{
  content:"";position:absolute;z-index:-1;inset:0;pointer-events:none;
  background:repeating-linear-gradient(-45deg,rgba(255,255,255,.028) 0 1px,transparent 1px 9px);
}
.cta h2{grid-column:1;grid-row:1;font-size:clamp(27px,3.4vw,40px);font-weight:600;margin-bottom:14px;max-width:19ch}
.cta p{grid-column:1;grid-row:2;font-size:17px;color:rgba(255,255,255,.78);max-width:56ch;margin:0}
.cta__actions{
  grid-column:2;grid-row:1/3;
  display:flex;flex-direction:column;gap:12px;align-items:stretch;
  padding-left:clamp(28px,3vw,48px);border-left:1px solid rgba(255,255,255,.16);
}
.cta__actions .btn{white-space:nowrap}

/* ---------- FAQ ---------- */
.faq{max-width:880px;margin-inline:auto;border-top:1px solid var(--color-line)}
.faq details{border-bottom:1px solid var(--color-line);background:transparent}
.faq summary{
  display:flex;align-items:center;justify-content:space-between;gap:20px;
  padding:26px 4px;cursor:pointer;list-style:none;min-height:44px;
  font-family:var(--font-head);font-weight:600;font-size:19px;
  transition:color var(--t);
}
.faq summary:hover{color:var(--color-primary)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{
  content:"";width:14px;height:14px;flex:none;position:relative;
  background:
    linear-gradient(var(--color-primary),var(--color-primary)) center/100% 2px no-repeat,
    linear-gradient(var(--color-primary),var(--color-primary)) center/2px 100% no-repeat;
  transition:transform var(--t);
}
.faq details[open] summary::after{transform:rotate(90deg);background:linear-gradient(var(--color-primary),var(--color-primary)) center/100% 2px no-repeat}
.faq__body{padding:0 4px 28px;color:var(--color-muted);font-size:16.5px;max-width:78ch}

/* ---------- FORMULARIO ---------- */
.form-wrap{
  display:grid;grid-template-columns:1fr 1.1fr;gap:0;
  background:#fff;border:1px solid var(--color-line);
}
.form__aside{padding:clamp(32px,4vw,52px);background:var(--color-bg-alt);border-right:1px solid var(--color-line)}
.form{display:grid;gap:20px;padding:clamp(32px,4vw,52px)}
.field{display:grid;gap:8px}
.field label{font-size:14px;font-weight:600;color:#2B3646;letter-spacing:.01em}
.field .req{color:#A4232B}
.field input,.field select,.field textarea{
  width:100%;min-height:52px;padding:14px 16px;
  font:inherit;font-size:16px;color:var(--color-ink);
  background:#fff;border:1px solid var(--color-line);border-radius:var(--r-xs);
  transition:border-color var(--t),box-shadow var(--t);
}
.field textarea{min-height:118px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{
  outline:none;border-color:var(--color-primary);box-shadow:inset 0 0 0 1px var(--color-primary);
}
.field__hint{font-size:13px;color:var(--color-muted)}
.field__error{font-size:13.5px;font-weight:600;color:#A4232B;display:none}
.field.has-error input,.field.has-error select,.field.has-error textarea{border-color:#A4232B}
.field.has-error .field__error{display:block}
/* La casilla de consentimiento también marca error, aunque no sea un .field */
.form__consent.has-error{color:#A4232B}
.form__consent.has-error input{outline:2px solid #A4232B;outline-offset:2px}
.form__consent.has-error .field__error{display:block;margin-top:6px}
.form__row{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.form__consent{display:flex;gap:12px;align-items:flex-start;min-height:44px;padding:6px 0;font-size:14px;color:var(--color-muted);cursor:pointer}
.form__consent input{width:24px;height:24px;min-height:0;flex:none;margin-top:1px;accent-color:var(--color-primary);cursor:pointer}
.form__consent a{color:var(--color-primary);text-decoration:underline;text-underline-offset:2px}
.form__status{padding:16px 18px;font-size:15px;font-weight:600;display:none;border-left:4px solid}
.form__status--ok{display:block;background:#EDF6F0;color:#14532D;border-color:#1B6B3A}
.form__status--err{display:block;background:#FBEEEE;color:#7A1A21;border-color:#A4232B}
.form__status-link{color:#14532D;text-decoration:underline;text-underline-offset:3px}
/* Aclara qué va a pasar al pulsar: evita la sorpresa de que se abra WhatsApp. */
.form__nota{font-size:13.5px;color:var(--color-muted);text-align:center;margin-top:-6px}
/* Campo trampa para bots: fuera de pantalla pero no display:none, porque
   algunos bots ignoran los campos ocultos con display. */
.trampa{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form__aside h2{font-size:clamp(26px,3vw,34px);font-weight:600;margin-bottom:16px}
.form__aside > p{color:var(--color-muted);margin-bottom:30px}
.contact-list{display:grid;gap:0;border-top:1px solid var(--color-line)}
.contact-list a,.contact-list div{
  display:flex;align-items:center;gap:15px;padding:18px 0;
  border-bottom:1px solid var(--color-line);
  transition:padding-left var(--t),color var(--t);
}
.contact-list a:hover{padding-left:8px;color:var(--color-primary)}
.contact-list svg{width:20px;height:20px;color:var(--color-primary);flex:none}
.contact-list strong{display:block;font-size:15px;font-weight:600}
.contact-list small{display:block;font-size:13.5px;color:var(--color-muted);margin-top:2px}

/* ---------- CABECERA DE PÁGINA INTERNA ---------- */
.page-hero{background:var(--navy-800);color:#fff;padding-block:var(--space-2xl);border-bottom:4px solid var(--gold-500);position:relative;overflow:hidden;isolation:isolate}
.page-hero h1{font-size:clamp(30px,4vw,46px);font-weight:600;margin-bottom:20px;max-width:20ch}
.page-hero p{font-size:17.5px;color:rgba(255,255,255,.8);max-width:66ch;line-height:1.75}
.page-hero__icon{width:52px;height:52px;display:grid;place-items:start;color:var(--gold-400);margin-bottom:22px}
.page-hero__icon svg{width:44px;height:44px;stroke-width:1.3}
.page-hero .btn{margin-top:34px}

.crumbs{font-size:13.5px;color:rgba(255,255,255,.65);margin-bottom:26px}
.crumbs ol{display:flex;flex-wrap:wrap;gap:9px}
.crumbs li:not(:last-child)::after{content:"/";margin-left:9px;opacity:.45}
.crumbs a:hover{color:var(--gold-400)}

/* ---------- COBERTURAS ---------- */
.cov{display:grid;border-top:1px solid var(--color-line)}
.cov__item{
  display:grid;grid-template-columns:auto 1fr;gap:22px;align-items:start;
  padding:30px 0;border-bottom:1px solid var(--color-line);
  transition:padding-left var(--t);
}
.cov__item:hover{padding-left:8px}
.cov__check{width:32px;height:32px;display:grid;place-items:center;color:var(--gold-700);border:1px solid var(--color-line);flex:none}
.cov__check svg{width:16px;height:16px}
.cov__item h3{font-size:19.5px;font-weight:600;margin-bottom:9px}
.cov__item p{font-size:16px;color:var(--color-muted);max-width:80ch}

/* ---------- PIE ---------- */
.footer{background:var(--navy-900);color:rgba(255,255,255,.72);padding-top:var(--space-3xl);border-top:4px solid var(--gold-500)}
.footer__inner{
  max-width:var(--container);margin-inline:auto;padding:0 28px var(--space-2xl);
  display:grid;grid-template-columns:1.8fr 1fr 1fr 1.3fr;gap:var(--space-xl);
}
.footer__logo{height:74px;width:auto;margin-bottom:24px}
.footer__claim{font-size:15px;line-height:1.75;margin-bottom:28px;max-width:46ch}
.footer__title{font-family:var(--font-body);font-size:12px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:#fff;margin-bottom:20px;padding-bottom:14px;border-bottom:1px solid rgba(255,255,255,.18)}
.footer__col ul{display:grid;gap:2px}
.footer__col li a{display:flex;align-items:center;min-height:42px;font-size:15px;transition:color var(--t),padding-left var(--t)}
.footer__col li a:hover{color:var(--gold-400);padding-left:5px}
.footer address{font-style:normal;display:grid;gap:12px;font-size:15px}
.footer address a{display:flex;align-items:center;gap:11px;min-height:34px;transition:color var(--t)}
.footer address a:hover{color:var(--gold-400)}
.footer address svg{width:17px;height:17px;color:var(--gold-400);flex:none}
.footer__person strong{color:#fff;font-size:16.5px;font-family:var(--font-head)}
.footer__person span{font-size:14px}
.footer__addr{display:flex;gap:11px;align-items:flex-start;line-height:1.65}
.footer__addr svg{margin-top:4px}
.footer__hours{font-size:14px;opacity:.78}
.footer__maps{display:flex;flex-wrap:wrap;gap:8px;margin-top:8px}
.maps-btn{
  display:inline-flex;align-items:center;gap:9px;min-height:44px;padding:11px 16px;
  border:1px solid rgba(255,255,255,.28);border-radius:var(--r-xs);
  font-size:14px;font-weight:600;color:#fff;
  transition:background-color var(--t),border-color var(--t);
}
.maps-btn:hover{background:rgba(255,255,255,.1);border-color:var(--gold-400)}
.maps-btn svg{width:16px;height:16px;color:var(--gold-400);flex:none}
.footer__legal{
  border-top:1px solid rgba(255,255,255,.14);
  max-width:var(--container);margin-inline:auto;padding:28px 28px 40px;
  font-size:13px;display:grid;gap:12px;
}
.footer__disclaimer{opacity:.62;line-height:1.7;max-width:104ch}

/* ---------- MAPA ---------- */
.mapa{border:1px solid var(--color-line);background:var(--color-bg-alt)}
.mapa iframe{display:block;width:100%;height:440px;border:0;filter:grayscale(.3)}
.mapa__acciones{display:flex;flex-wrap:wrap;gap:12px;padding:24px;background:#fff;border-top:1px solid var(--color-line)}

/* ---------- WHATSAPP FLOTANTE ---------- */
/* Verde institucional de WhatsApp, cuadrado, sin pulso ni rebote. */
.wa-float{
  position:fixed;right:26px;bottom:26px;z-index:90;
  display:flex;align-items:center;gap:12px;
  min-height:56px;padding:0 20px;
  background:var(--wa-700);color:#fff;border-radius:var(--r-sm);
  box-shadow:0 6px 24px rgba(0,33,79,.28);
  transition:background-color var(--t);
}
.wa-float svg{width:26px;height:26px;flex:none}
.wa-float__label{font-family:var(--font-body);font-weight:600;font-size:15px;white-space:nowrap}
.wa-float:hover,.wa-float:focus-visible{background:#075E54}

/* ---------- APARICIÓN POR SCROLL ---------- */
/* Discreta: solo opacidad y 14px. Nada que llame la atención sobre sí mismo. */
[data-reveal]{opacity:0;transform:translateY(14px);transition:opacity 500ms var(--ease),transform 500ms var(--ease)}
[data-reveal].is-in{opacity:1;transform:none}
[data-reveal-stagger] > *{opacity:0;transform:translateY(12px);transition:opacity 460ms var(--ease),transform 460ms var(--ease)}
[data-reveal-stagger].is-in > *{opacity:1;transform:none}
[data-reveal-stagger].is-in > *:nth-child(1){transition-delay:0ms}
[data-reveal-stagger].is-in > *:nth-child(2){transition-delay:60ms}
[data-reveal-stagger].is-in > *:nth-child(3){transition-delay:120ms}
[data-reveal-stagger].is-in > *:nth-child(4){transition-delay:180ms}
[data-reveal-stagger].is-in > *:nth-child(5){transition-delay:240ms}
[data-reveal-stagger].is-in > *:nth-child(6){transition-delay:300ms}
[data-reveal-stagger].is-in > *:nth-child(7){transition-delay:360ms}

/* ---------- RESPONSIVE ---------- */
@media (max-width:1180px){
  .cards{grid-template-columns:1fr 1fr}
  .benefits,.steps{grid-template-columns:1fr 1fr}
  .footer__inner{grid-template-columns:1fr 1fr;gap:var(--space-lg)}
  .footer__brand{grid-column:1/-1}
  .nav__logo-img{height:54px}
}
@media (max-width:980px){
  :root{--space-3xl:72px;--space-2xl:52px}
  .hero__inner{grid-template-columns:1fr;gap:var(--space-xl)}
  /* El CTA vuelve a una sola columna: mensaje arriba, acciones abajo. */
  .cta{grid-template-columns:1fr;gap:var(--space-lg)}
  .cta h2,.cta p{grid-column:1}
  .cta__actions{
    grid-column:1;grid-row:3;
    flex-direction:row;flex-wrap:wrap;
    padding-left:0;padding-top:var(--space-md);
    border-left:none;border-top:1px solid rgba(255,255,255,.16);
  }
  .cta::before{right:-160px;opacity:.04}
  .form-wrap{grid-template-columns:1fr}
  .form__aside{border-right:none;border-bottom:1px solid var(--color-line)}
  .trust-strip__inner{grid-template-columns:1fr 1fr;gap:var(--space-lg) 0}
  .trust-strip__inner > div:nth-child(3){border-left:none}
  .topbar__hours{display:none}

  .nav__toggle{display:flex}
  .nav__menu{
    position:fixed;inset:0 0 0 auto;width:min(420px,88vw);
    flex-direction:column;align-items:stretch;justify-content:flex-start;gap:6px;
    padding:32px 28px;margin:0;background:#fff;
    border-left:1px solid var(--color-line);box-shadow:-16px 0 40px rgba(0,33,79,.16);
    transform:translateX(100%);transition:transform 320ms var(--ease);
    overflow-y:auto;
  }
  .nav__menu.is-open{transform:none}
  .nav__list{flex-direction:column;align-items:stretch;gap:0}
  .nav__list > li > a,.nav__sub-toggle{
    width:100%;padding:16px 0;font-size:16.5px;justify-content:space-between;
    border-bottom:1px solid var(--color-line-soft);
  }
  .nav__has-sub{position:static}
  .nav__sub{
    position:static;transform:none;width:100%;border:none;border-top:none;
    background:var(--color-bg-alt);grid-template-columns:1fr;
    display:none;opacity:1;visibility:visible;pointer-events:auto;padding:6px 0;
  }
  .nav__sub-toggle[aria-expanded="true"] + .nav__sub{display:grid}
  .nav__sub a{padding:14px 16px}
  .nav__cta{margin-top:20px;width:100%}
  body.nav-open{overflow:hidden}
}
@media (max-width:680px){
  body{font-size:16px}
  .container{padding-inline:20px}
  .cards{grid-template-columns:1fr}
  .benefits,.steps{grid-template-columns:1fr;gap:var(--space-md)}
  .form__row{grid-template-columns:1fr}
  .hero__actions .btn{width:100%}
  .hero__inner{padding-inline:20px}
  .footer__inner{grid-template-columns:1fr}
  .topbar__list{gap:16px;font-size:12.5px}
  .topbar__inner{padding-inline:20px;justify-content:center}
  .nav__inner{padding:12px 20px}
  .nav__logo-img{height:46px}
  .wa-float{right:16px;bottom:16px;padding:0 16px}
  .wa-float__label{display:none}
  .trust-strip__inner > div{border-left:none}
}

/* ---------- MOVIMIENTO REDUCIDO ---------- */
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{
    animation-duration:.001ms !important;animation-iteration-count:1 !important;
    transition-duration:.001ms !important;scroll-behavior:auto !important;
  }
  [data-reveal],[data-reveal-stagger] > *{opacity:1 !important;transform:none !important}
}

/* ---------- IMPRESIÓN ---------- */
@media print{
  .nav,.topbar,.wa-float,.cta,.form-wrap{display:none}
  body{color:#000;font-size:11pt}
  .hero,.page-hero{background:none;color:#000;padding:0;border:none}
}

/* =========================================================================
   CONTENIDO LARGO — guías y glosario
   La medida de línea se limita a 68 caracteres: la skill marca 65-75 como
   el rango legible, y una columna a todo lo ancho cansa a las tres líneas.
   ========================================================================= */

.page-hero--articulo h1{max-width:24ch}
.articulo__meta{
  display:flex;flex-wrap:wrap;gap:10px;align-items:center;
  margin-top:22px;font-size:14px;color:rgba(255,255,255,.7);
}
.articulo__meta span[aria-hidden]{opacity:.45}

.articulo__grid{display:grid;grid-template-columns:250px minmax(0,1fr);gap:var(--space-2xl);align-items:start}

/* Índice lateral pegajoso */
.articulo__indice{position:sticky;top:120px;border-top:3px solid var(--color-primary);padding-top:22px}
.articulo__indice-titulo{
  font-size:12px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;
  color:var(--color-muted);margin-bottom:16px;
}
.articulo__indice ol{counter-reset:idx;display:grid;gap:2px}
.articulo__indice li{counter-increment:idx}
.articulo__indice a{
  display:flex;gap:10px;padding:9px 0;font-size:14.5px;line-height:1.45;
  color:#3A4553;border-bottom:1px solid var(--color-line-soft);
  transition:color var(--t),padding-left var(--t);
}
.articulo__indice a::before{content:counter(idx,decimal-leading-zero);color:var(--gold-700);font-weight:600;flex:none}
.articulo__indice a:hover{color:var(--color-primary);padding-left:4px}
.articulo__indice-cta{
  display:block;margin-top:22px;padding:14px 16px;
  background:var(--color-bg-alt);border-left:3px solid var(--gold-500);
  font-size:14px;font-weight:600;color:var(--color-primary);
  transition:background-color var(--t);
}
.articulo__indice-cta:hover{background:#EDF1F7}

.articulo__cuerpo{max-width:68ch}
.articulo__seccion{margin-bottom:var(--space-xl);scroll-margin-top:130px}
.articulo__seccion h2{font-size:clamp(24px,2.6vw,31px);margin-bottom:18px;padding-top:22px;border-top:1px solid var(--color-line)}
.articulo__seccion h3{font-size:19px;margin-bottom:10px}
.articulo__seccion p{margin-bottom:18px;font-size:17.5px;line-height:1.75}
.articulo__seccion p:last-child{margin-bottom:0}

/* Respuesta corta: el bloque que extraen los asistentes de IA. */
.respuesta{
  background:var(--color-bg-alt);border-left:4px solid var(--gold-500);
  padding:26px 30px;margin-bottom:var(--space-xl);
}
.respuesta__etiqueta{
  font-size:11.5px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;
  color:var(--color-muted);margin-bottom:10px;
}
.respuesta__texto{font-family:var(--font-head);font-size:19.5px;line-height:1.6;color:var(--color-ink)}

/* Tablas comparativas: muy citadas por las IA y muy útiles al leer. */
.tabla-wrap{overflow-x:auto;border:1px solid var(--color-line);margin-bottom:8px}
.tabla{width:100%;border-collapse:collapse;font-size:15.5px;min-width:480px}
.tabla th,.tabla td{padding:14px 18px;text-align:left;border-bottom:1px solid var(--color-line-soft);vertical-align:top}
.tabla thead th{background:var(--navy-800);color:#fff;font-family:var(--font-body);font-weight:600;font-size:13.5px;letter-spacing:.04em;border-bottom:none}
.tabla tbody th{font-weight:600;color:var(--color-ink);background:var(--color-bg-alt);width:38%}
.tabla tbody td{color:var(--color-muted)}
.tabla tbody tr:last-child th,.tabla tbody tr:last-child td{border-bottom:none}

/* Pasos numerados */
.pasos{counter-reset:paso-n;display:grid;gap:2px}
.paso{
  counter-increment:paso-n;position:relative;
  padding:22px 0 22px 62px;border-bottom:1px solid var(--color-line-soft);
  scroll-margin-top:130px;
}
.paso::before{
  content:counter(paso-n,decimal-leading-zero);
  position:absolute;left:0;top:22px;
  font-family:var(--font-head);font-size:26px;font-weight:600;color:var(--gold-700);
}
.paso h3{font-size:18.5px;margin-bottom:7px}
.paso p{font-size:16.5px;color:var(--color-muted);margin:0}

.articulo__cta{
  margin-top:var(--space-xl);padding:32px;
  background:var(--navy-800);color:#fff;border-top:4px solid var(--gold-500);
}
.articulo__cta h2{font-size:25px;margin-bottom:12px;border:none;padding:0}
.articulo__cta p{color:rgba(255,255,255,.8);margin-bottom:24px;font-size:16.5px}

.card__kicker{
  font-size:12px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;
  color:var(--gold-700);margin-bottom:10px;
}
.card--destacada{background:var(--color-bg-alt)}

/* ---------- GLOSARIO ---------- */
.alfabeto{display:flex;flex-wrap:wrap;gap:4px;margin-bottom:var(--space-xl);padding-bottom:var(--space-md);border-bottom:1px solid var(--color-line)}
.alfabeto a{
  display:grid;place-items:center;min-width:44px;min-height:44px;
  font-family:var(--font-head);font-weight:600;font-size:17px;color:var(--color-primary);
  border:1px solid var(--color-line);
  transition:background-color var(--t),color var(--t),border-color var(--t);
}
.alfabeto a:hover{background:var(--navy-800);color:#fff;border-color:var(--navy-800)}
.glosario__grupo{margin-bottom:var(--space-xl);scroll-margin-top:130px}
.glosario__letra{
  font-size:15px;font-family:var(--font-body);font-weight:600;
  letter-spacing:.16em;color:var(--gold-700);
  padding-bottom:12px;margin-bottom:8px;border-bottom:2px solid var(--gold-500);
}
.glosario{display:grid}
.glosario__item{
  display:grid;grid-template-columns:minmax(200px,1fr) 2.4fr;gap:var(--space-lg);
  padding:26px 0;border-bottom:1px solid var(--color-line);scroll-margin-top:130px;
}
.glosario__item dt{font-family:var(--font-head);font-size:20px;font-weight:600;color:var(--color-primary)}
.glosario__item dd p{font-size:16.5px;color:var(--color-ink);line-height:1.7;max-width:66ch}
.glosario__tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px}
.glosario__tags a{
  display:inline-flex;align-items:center;min-height:32px;padding:5px 12px;
  font-size:12.5px;font-weight:600;color:var(--color-muted);
  border:1px solid var(--color-line);
  transition:color var(--t),border-color var(--t);
}
.glosario__tags a:hover{color:var(--color-primary);border-color:var(--color-primary)}

@media (max-width:1100px){
  .articulo__grid{grid-template-columns:1fr;gap:var(--space-lg)}
  .articulo__indice{position:static;border-top:none;border-left:3px solid var(--color-primary);padding:0 0 0 20px}
  .articulo__cuerpo{max-width:none}
  .articulo__seccion p,.glosario__item dd p{max-width:68ch}
}
@media (max-width:680px){
  .glosario__item{grid-template-columns:1fr;gap:8px}
  .respuesta{padding:22px}
  .respuesta__texto{font-size:18px}
  .articulo__cta{padding:26px 22px}
  .paso{padding-left:48px}
}